/* layout: insurance-be2b0126 */

/* Announcement bar */
[data-announcement] {
  background: var(--color-accent);
  color: #fff;
  text-align: center;
  font-size: 0.85rem;
  padding: 0.45rem 1rem;
}

[data-announcement] a {
  color: #fff;
  font-weight: 700;
  text-decoration: underline;
}

/* Header */
header {
  background: #fff;
  box-shadow: 0 2px 12px color-mix(in srgb, var(--color-text) 8%, transparent);
  position: sticky;
  top: 0;
  z-index: 100;
}

.header-inner {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0.75rem 1.25rem 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
}

.header-brand {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  text-decoration: none;
  color: var(--color-text);
}

.header-brand img {
  width: 52px;
  height: 52px;
  object-fit: contain;
}

.header-brand span {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-button);
}

[data-nav-toggle] {
  display: none;
  position: absolute;
  top: 1rem;
  right: 1.25rem;
  background: var(--color-button);
  color: #fff;
  border: none;
  border-radius: 4px;
  padding: 0.45rem 0.85rem;
}

header {
  position: relative;
}

nav[data-nav] {
  width: 100%;
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 1.25rem 0.75rem;
}

nav[data-nav] ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.15rem 1.5rem;
}

nav[data-nav] a {
  color: var(--color-text);
  text-decoration: none;
  font-size: 0.92rem;
  font-weight: 600;
  padding: 0.35rem 0;
  border-bottom: 2px solid transparent;
  transition: color 0.2s, border-color 0.2s;
}

nav[data-nav] a:hover,
nav[data-nav] a[aria-current="page"] {
  color: var(--color-accent);
  border-bottom-color: var(--color-highlight);
}

/* Main content wrapper */
main {
  max-width: 1120px;
  margin: 0 auto;
  padding: 2.5rem 1.25rem 4rem;
}

.page-title {
  margin: 0 0 1.5rem;
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-button);
}

/* Hero with booking strip overlay */
[data-hero] {
  position: relative;
  max-width: none;
  margin: 0;
  padding: 0;
  min-height: 420px;
  display: flex;
  align-items: flex-end;
  background: var(--color-button);
}

[data-hero] img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.55;
}

[data-hero-overlay] {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: 1120px;
  margin: 0 auto;
  padding: 3rem 1.25rem 2rem;
}

[data-hero] h1 {
  color: #fff;
  font-size: clamp(1.8rem, 5vw, 3rem);
  margin: 0 0 0.5rem;
  max-width: 28rem;
}

[data-hero] .hero-lead {
  color: color-mix(in srgb, #fff 90%, transparent);
  margin: 0 0 1.5rem;
  max-width: 32rem;
  font-size: 1.05rem;
}

[data-booking-strip] {
  background: #fff;
  border-radius: 8px;
  box-shadow: 0 8px 32px color-mix(in srgb, var(--color-text) 18%, transparent);
  padding: 1.25rem 1.5rem;
  display: grid;
  grid-template-columns: repeat(4, 1fr) auto;
  gap: 1rem;
  align-items: end;
  margin-top: 0.5rem;
}

[data-booking-strip] label {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-button);
}

[data-booking-strip] select,
[data-booking-strip] input {
  border: 1px solid color-mix(in srgb, var(--color-text) 20%, transparent);
  border-radius: 4px;
  width: 100%;
}

[data-booking-strip] .button {
  background: var(--color-accent);
  color: #fff;
  border: none;
  border-radius: 4px;
  padding: 0.75rem 1.5rem;
  font-weight: 700;
  white-space: nowrap;
}

/* Section blocks */
section {
  margin-bottom: 3rem;
}

.section-label {
  display: inline-block;
  background: color-mix(in srgb, var(--color-highlight) 25%, #fff);
  color: var(--color-button);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.3rem 0.75rem;
  border-radius: 3px;
  margin-bottom: 0.75rem;
}

.section-heading {
  margin: 0 0 1rem;
  font-size: clamp(1.4rem, 3vw, 2rem);
  color: var(--color-button);
}

/* Two-column intro */
.split-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: center;
}

.split-row img {
  border-radius: 8px;
  box-shadow: 0 6px 24px color-mix(in srgb, var(--color-text) 12%, transparent);
}

/* Stats band */
[data-stats] {
  background: var(--color-button);
  color: #fff;
  padding: 2.5rem 1.25rem;
  max-width: none;
}

[data-stats] .stats-inner {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  text-align: center;
}

[data-stats] strong {
  display: block;
  font-size: clamp(1.8rem, 4vw, 2.5rem);
  font-family: var(--font-display);
  color: var(--color-highlight);
}

[data-stats] span {
  font-size: 0.9rem;
  opacity: 0.9;
}

/* Card grids */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.card {
  background: #fff;
  border-radius: 8px;
  padding: 1.5rem;
  box-shadow: 0 4px 16px color-mix(in srgb, var(--color-text) 8%, transparent);
  border-top: 4px solid var(--color-accent);
}

.card h3 {
  margin: 0 0 0.5rem;
  color: var(--color-button);
}

.card .price {
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--color-accent);
  margin: 0.75rem 0;
}

.card img {
  border-radius: 6px;
  margin-bottom: 1rem;
}

/* Feature list */
.check-list {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
}

.check-list li {
  padding: 0.35rem 0 0.35rem 1.6rem;
  position: relative;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--color-highlight);
  font-weight: 700;
}

/* Accordion */
[data-accordion] {
  border: 1px solid color-mix(in srgb, var(--color-text) 12%, transparent);
  border-radius: 8px;
  overflow: hidden;
}

[data-accordion] > div {
  border-bottom: 1px solid color-mix(in srgb, var(--color-text) 10%, transparent);
}

[data-accordion] > div:last-child {
  border-bottom: none;
}

[data-accordion-button] {
  width: 100%;
  text-align: left;
  background: #fff;
  border: none;
  padding: 1rem 1.25rem;
  font-weight: 700;
  color: var(--color-button);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

[data-accordion-button]:hover {
  background: color-mix(in srgb, var(--color-highlight) 12%, #fff);
}

[data-accordion] [data-accordion-button] + * {
  padding: 0 1.25rem 1rem;
  margin: 0;
  background: color-mix(in srgb, var(--color-bg) 60%, #fff);
}

/* Tabs */
[data-tabs] {
  background: #fff;
  border-radius: 8px;
  box-shadow: 0 4px 16px color-mix(in srgb, var(--color-text) 8%, transparent);
  overflow: hidden;
}

[data-tabs] [role="tablist"],
[data-tabs] > div:first-child {
  display: flex;
  flex-wrap: wrap;
  background: var(--color-button);
}

[data-tab] {
  flex: 1;
  min-width: 120px;
  background: transparent;
  border: none;
  color: color-mix(in srgb, #fff 70%, transparent);
  padding: 0.85rem 1rem;
  font-weight: 600;
  border-bottom: 3px solid transparent;
}

[data-tab][aria-selected="true"] {
  color: #fff;
  background: color-mix(in srgb, var(--color-accent) 30%, var(--color-button));
  border-bottom-color: var(--color-highlight);
}

[data-tab-panel] {
  padding: 1.5rem;
}

/* Slider */
[data-slider] {
  position: relative;
  background: #fff;
  border-radius: 8px;
  padding: 2rem 3rem;
  box-shadow: 0 4px 16px color-mix(in srgb, var(--color-text) 8%, transparent);
  text-align: center;
}

[data-slide] blockquote {
  margin: 0;
  font-size: 1.1rem;
  font-style: italic;
  color: var(--color-text);
}

[data-slide] cite {
  display: block;
  margin-top: 1rem;
  font-style: normal;
  font-weight: 700;
  color: var(--color-accent);
}

[data-slider-prev],
[data-slider-next] {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  background: var(--color-button);
  color: #fff;
  border: none;
  border-radius: 50%;
  width: 2.5rem;
  height: 2.5rem;
  font-size: 1.2rem;
}

[data-slider-prev] { left: 0.75rem; }
[data-slider-next] { right: 0.75rem; }

/* Team cards */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.team-card {
  text-align: center;
  background: #fff;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 4px 16px color-mix(in srgb, var(--color-text) 8%, transparent);
}

.team-card img {
  width: 100%;
  aspect-ratio: 3/4;
  object-fit: cover;
}

.team-card h3 {
  margin: 1rem 0 0.25rem;
  color: var(--color-button);
}

.team-card p {
  margin: 0 0 1rem;
  font-size: 0.9rem;
  color: var(--color-accent);
}

/* Process steps */
.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
  counter-reset: step;
}

.process-steps li {
  list-style: none;
  background: #fff;
  padding: 1.25rem;
  border-radius: 8px;
  border-left: 4px solid var(--color-highlight);
  position: relative;
}

.process-steps li::before {
  counter-increment: step;
  content: counter(step);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2rem;
  height: 2rem;
  background: var(--color-accent);
  color: #fff;
  border-radius: 50%;
  font-weight: 700;
  margin-bottom: 0.5rem;
}

/* Pricing table */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.pricing-card {
  background: #fff;
  border-radius: 8px;
  padding: 2rem 1.5rem;
  text-align: center;
  box-shadow: 0 4px 16px color-mix(in srgb, var(--color-text) 8%, transparent);
}

.pricing-card.featured {
  border: 3px solid var(--color-highlight);
  transform: scale(1.03);
}

.pricing-card .tier-price {
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--color-accent);
}

/* Contact / form area */
.form-section {
  max-width: 36rem;
}

form .button,
form button[type="submit"] {
  background: var(--color-accent);
  color: #fff;
  border: none;
  border-radius: 4px;
  padding: 0.75rem 1.5rem;
  font-weight: 700;
  width: fit-content;
}

.cta-band {
  background: linear-gradient(135deg, var(--color-button), color-mix(in srgb, var(--color-accent) 40%, var(--color-button)));
  color: #fff;
  padding: 2.5rem 1.25rem;
  text-align: center;
  border-radius: 8px;
  margin: 2rem 0;
}

.cta-band .button {
  display: inline-block;
  background: var(--color-highlight);
  color: var(--color-text);
  padding: 0.75rem 1.75rem;
  border-radius: 4px;
  text-decoration: none;
  font-weight: 700;
  margin-top: 0.75rem;
}

/* Legal pages */
.legal-section h2 {
  margin-top: 2rem;
  color: var(--color-button);
}

.legal-section h3 {
  margin-top: 1.25rem;
  color: var(--color-accent);
}

/* Responsive: tablet */
@media (max-width: 900px) {
  [data-booking-strip] {
    grid-template-columns: 1fr 1fr;
  }

  [data-booking-strip] .button {
    grid-column: 1 / -1;
    width: 100%;
  }

  .split-row {
    grid-template-columns: 1fr;
  }

  [data-stats] .stats-inner {
    grid-template-columns: repeat(2, 1fr);
  }

  .card-grid,
  .team-grid,
  .pricing-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .process-steps {
    grid-template-columns: repeat(2, 1fr);
  }

  [data-hero] {
    min-height: 360px;
  }
}

/* Responsive: phone */
@media (max-width: 640px) {
  [data-nav-toggle] {
    display: block;
  }

  .header-inner {
    padding-top: 0.65rem;
    padding-bottom: 0.65rem;
  }

  nav[data-nav] {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #fff;
    box-shadow: 0 8px 16px color-mix(in srgb, var(--color-text) 10%, transparent);
    z-index: 99;
    padding: 0.5rem 1.25rem 1rem;
  }

  nav[data-nav].is-open {
    display: block;
  }

  nav[data-nav] ul {
    flex-direction: column;
    align-items: stretch;
    gap: 0;
  }

  nav[data-nav] a {
    display: block;
    padding: 0.65rem 0;
    border-bottom: 1px solid color-mix(in srgb, var(--color-text) 8%, transparent);
  }

  [data-booking-strip] {
    grid-template-columns: 1fr;
  }

  [data-stats] .stats-inner {
    grid-template-columns: 1fr;
  }

  .card-grid,
  .team-grid,
  .pricing-grid,
  .process-steps {
    grid-template-columns: 1fr;
  }

  [data-hero] {
    min-height: 300px;
  }

  [data-hero-overlay] {
    padding: 2rem 1rem 1.5rem;
  }

  [data-slider] {
    padding: 2rem 2.5rem;
  }

  .pricing-card.featured {
    transform: none;
  }
}